Looking to change jobs? There are plenty of factors to consider, including workplace environment, opportunity for advancement, commute time to and from the office and, of course, salary.

However, employee benefits are just as important. What can a prospective new employer offer beyond a paycheck, a desk and cheap snacks in the break room?

Employers know an attractive employee benefits package is critical in luring top talent and in keeping their employees content. That's why many human resources departments work to develop solid health insurance plans, life insurance options, and 401(k) or other retirement portfolios.

When mulling whether to join a company, look long and hard at the employee benefits information provided by the human resources department. Feel free to ask questions about out-of-pocket expenses, payroll deductions and how often a company allows its employees to make changes to their employee benefits options. Do employee benefits include prescription, dental and vision coverage? How much vacation time is offered per year? Are there other employee benefits, such as child care for employees' children, tuition reimbursement, or employee discounts on purchases with participating businesses? Veterans of military service may be entitled to certain veteran benefits, ranging from reduced-cost medical care, disability compensation, pension plans and education programs. Check with the Department of Veterans Administration for more information on financial, medical and other programs for veterans. It's also a good idea to brush up on the Department of Labor's unemployment benefits program, which provides temporary financial assistance to those who are out of work. Eligibility requirements vary from state to state. Free coffee, flexible work hours and a reserved parking space are nice, but employee benefits are a much more critical piece of the job puzzle.